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The Webmoney payment method was established in 1998. It was founded by WM Transfer Ltd., a company in Russia. The system involves members of Webmoney being able to make transactions online and receive and send funds, as well as acquiring loans, raising money, exchanging monetary currencies, managing money, and various other types of transactions involving finances on the internet.
The Webmoney payment method sends out both physical ‘plastic’ and ‘virtual’ MasterCard and Visa debit cards. There is also the opportunity to start a Webmoney e-wallet, whereby users can upload money into the virtual purse and pay for goods and services online.
How can you use the Webmoney payment method?
The first thing you will need to do is to sign-up to become a Webmoney member. This takes no time at all and requires you to provide certain information such as your name, email address and phone number. You will also need to choose a password and which currency you want the purse to be used for. Currently Webmoney can be used in the following currencies – Dollars, Euros, Ukrainian Hryvnia, Russian Roubles and Belarusian Roubles.
When the required information has been entered you will be send a Webmoney 12-digit ‘identifier’ number. This number is linked to the e-wallet and is required, along with your chosen password, in order to login to your Webmoney account.
You can create as many e-wallets in the different currencies as you want. The Webmoney payment method operates certain features. One such feature is the ‘keeper’ tool that helps manage your purse.
The higher the number of Webmoney feature you use, the more you can take advantage of the different discounts and promotions the Webmoney payment method offers its users. There is basically four different Webmoney password ‘levels’. These ‘levels’ include:
Alias WM-Password, which is the basic level that a user begins on after providing general information and following the phone number and email verification process.
Formal WM-Password, which is the level you will be promoted to when you provide your password or ID card information to the system.
Initial WM-Password, which is the level given to user who present their passport or ID card information in person.
Person WM-Password, is the level users are lifted to when they present, in person, their passport or ID card to a Webmoney agent and are provided with aces to the whole range of WM features and are therefore entitled to the best promotions, discounts and privileges the Webmoney payment method offers.
Once the e-wallet has been established you can top it up with money in order to make payments and transactions with the Webmoney payment method online. There are numerous ways you can make deposits into a Webmoney e-wallet, including online banking, credit cards, ATMs, branches of banks and other agents that are affiliated with the system.
These types of financial accounts can also be managed by using a smartphone or a tablet, in which you can manage your Webmoney account from anywhere and when you’re on the go.
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